Coverage Made
Simple & Clear
We accept most major insurance plans so finances never stand between you and recovery. Verify your benefits in minutes.
Accepted Insurance Providers
We work with most major insurance carriers to maximize your benefits and minimize out-of-pocket costs for addiction treatment in Huntington Beach.
Aetna
Anthem Blue Cross
Cigna
MHN
TriCare
Beacon Health
Don't see your insurance provider?
We also work with many out-of-network providers and can often negotiate single-case agreements. Contact our admissions team at (949) 919-6490 for a complimentary benefits check — we'll explore every option to help you access care.
Services Typically
Covered by Insurance
The Mental Health Parity and Addiction Equity Act requires most insurance plans to cover substance abuse treatment at the same level as medical and surgical care. Here's what your plan likely includes.
Important Note
Coverage percentages are estimates and vary by plan. Our admissions team will verify your exact benefits and explain your specific coverage before treatment begins.
Medical Detoxification
Medically supervised withdrawal management with 24/7 nursing care and physician oversight.
Residential Treatment
Inpatient rehabilitation including individual therapy, group sessions, and holistic wellness programs.
Outpatient Programs
Intensive outpatient (IOP) and partial hospitalization (PHP) with flexible scheduling.
Dual Diagnosis Treatment
Integrated care for co-occurring mental health conditions alongside substance use disorders.
Family Therapy
Structured family counseling sessions to rebuild relationships and create a supportive home environment.
Medication-Assisted Treatment
FDA-approved medications combined with behavioral therapy for opioid and alcohol dependence.
Payment Options
We believe finances should never be a barrier to recovery. Our team will work with you to find the most affordable path to treatment.
Insurance Billing
We handle all insurance claims and billing directly with your provider. No paperwork for you — our team manages pre-authorization, claims submission, and appeals if needed.
- Direct billing to your insurer
- Pre-authorization handled for you
- Claims appeals support
- Benefits explanation in plain language
Private Pay
For those paying out-of-pocket, we offer competitive self-pay rates with transparent pricing. No hidden fees — you'll know the full cost before treatment begins.
- Transparent flat-rate pricing
- No hidden fees or surprise charges
- Superbill provided for reimbursement
- Discounted rates available
Verify Your Coverage Now
Submit your information below and we'll contact your insurance provider directly. Results typically delivered within 2–4 hours.
This form is handled by the Insurance Verification section on the Admissions page. Please scroll up to use the verification form.
Insurance &
Payment FAQ
We understand navigating insurance can feel overwhelming. Here are answers to the questions we hear most often.
Still have questions?
Our admissions team is available 24/7 to answer any insurance or payment questions.
The easiest way is to submit our free insurance verification form above. Our admissions team will contact your insurer directly and provide a detailed breakdown of your benefits, including covered services, copays, deductibles, and any out-of-pocket maximums. You can also call us at (949) 919-6490 for an immediate phone verification.
If your initial claim is denied, our team will file an appeal on your behalf. We have extensive experience navigating insurance appeals and a high success rate. We will also explore alternative options including sliding-scale fees and state-funded programs to ensure you can still access the care you need.
Yes. While we are in-network with several major carriers, we also accept out-of-network benefits. Out-of-network coverage often still covers 50–80% of treatment costs. We can negotiate single-case agreements with your insurer to maximize your benefits and minimize your out-of-pocket expenses.
Under the Mental Health Parity and Addiction Equity Act, most insurance plans cover medical detox, residential treatment, outpatient programs (IOP/PHP), medication-assisted treatment, individual and group therapy, and aftercare planning. Coverage levels vary by plan, but our team will clarify your specific benefits before treatment begins.
Out-of-pocket costs depend on your specific plan, including your deductible, copay, and coinsurance rates. Many of our clients pay little to nothing after insurance. During the verification process, we'll provide a clear estimate of any costs you may be responsible for — no surprises.
Yes. If you are covered as a dependent on a family member's insurance plan, you can use that coverage for addiction treatment. The Affordable Care Act allows dependents to remain on a parent's plan until age 26. Our team will verify benefits regardless of whose name is on the policy.
We never turn someone away due to lack of insurance. We offer private pay options with transparent pricing, sliding-scale fees based on income, and can connect you with state-funded treatment programs. Contact our admissions team to explore your options.
Most verifications are completed within 2–4 hours during business hours. In urgent cases, we can often expedite the process. Once verified, we'll contact you via your preferred method (phone or email) with a complete summary of your benefits and any estimated costs.
Don't Let Cost Stand
Between You & Recovery
Our admissions team is available 24/7 to help you understand your coverage and find the most affordable path to treatment. The call is free, confidential, and takes just minutes.